Banking Is Necessary, Banks Are Not Peer-to-peer (P2P) lending is positioned to reach US$77 billion this year , a 15-fold increase from 2012. It’s the fastest-growing asset in finance, claims Bloomberg . Many institutions are heavily investing , but some analysts wonder whether the growth is natural, or a bubble about to pop.
Many P2P lenders are selling interest from their loans using a method called securitization , which involves raising capital by selling loan […]
